Preheat your oven to 400°F and line a sheet pan with parchment.
Spread a layer of tortilla chips on the pan, then top with half the carne asada, refried beans, shredded cheese, and crumbled queso fresca.
Add another full layer of chips right on top, then repeat with the rest of the carne asada, cheese, and queso fresca.
Bake for 10–12 minutes or until the cheese is melted and bubbly.
Remove from the oven and top with fresh pico de gallo, spoonfuls of guacamole, and any other toppings you love like sour cream, cilantro, or sliced jalapeños.